12,724 transactions covered so far
Your With the safety of a debit card.
Every time you spend, Potzo moves the same amount to your Monzo pot. Your bill is always covered.
Free during the open beta
How it works
Spend now. Covered already.
Spend on your credit card, as normal.
Use Amex, Barclaycard, Capital One - whatever earns you rewards.
Potzo moves the same amount to your Monzo pot.
Automatically, every time you spend. And if you get a refund, it comes back too.
Your balance tells the truth.
What you see in Monzo is what you can spend. Your bill is always covered.
What people are saying
"Potzo has been a god send! Being able to set and forget, and just know that come the end of the month when my Amex statement comes through, that everything is there and accounted for, it saves a heck of a lot of stress!"
It's so easy to setup and link your accounts, and requires minimal ongoing maintenance. It just works! Bravo to the developers for creating something actually useful, and listening to ongoing feedback during development.
"Genuinely, a massive game changer for someone obsessed with tracking money in a very very lazy way."
"This is the only thing I've ever wanted from Monzo."
"Certainly feels missing from Monzo."
Latest updates
What we've been up to
Open beta
The beta is open. Jump in.
Connect your credit card and Monzo, pick a pot, and every spend is covered from then on. Free while in beta.